The Risk Parity Protocol from Formation Fi is a cross-chain decentralized asset management system designed to bring maturity and stability to DeFi by allowing users to quickly create highly diversified portfolios tailored to individual risk preferences. A set of tokenized, algorithmically rebasing indexes provide an open and democratized approach to constructing a risk-adjusted portfolio of crypto assets. Users hold a bespoke combination of index tokens which represent different assets across multiple chains, reducing risk and saving both time and money. Compared to naive DeFi strategies focused on maximizing APY, the Risk Parity Protocol can produce the same or better yield with less overall risk. The entire protocol is overseen by the $FORM token, a triple-utility token which provides profit-sharing, governance, and helps grow the DeFi ecosystem by harnessing the wisdom of the crowd to identify and fund the most promising projects.